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If you are looking to purchase a new home, or refinance your existing home, chances are you’ve asked the question, “What’s the best rate?”. While your interest rate is important, it’s not the only question you should ask your lender. Below is our list of questions that we suggest borrowers ask before making their home...
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We are proud to support the brave men and women who protect our communities. Every month, we will recognize a member of law enforcement through our Nominate An Officer program. The monthly recognition includes: a write-up on our website and social media channels thank you gift and, a donation, in the Nominee’s name, to the FOP charity of...
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If you’re about to close on a new home, congratulations! Your hard work has paid off in this competitive real estate market and you’re one step closer to homeownership. Between now and your closing day, there are a lot of moving pieces that will be coordinated – your home inspection, appraisal, updating loan documents, and...
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You’ve heard the phrase, but why is home equity something that you should desire? Simply put, home equity is the amount of money you receive when you sell your home at market value after repaying your mortgage. It’s one of the best reasons to consider buying over renting! How to calculate Already own your home and curious...
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We recognize the special place that our pets have in our lives, so it’s important to consider their needs when searching for your forever home. We’ve outlined the top five criteria to consider when house hunting: 1. Does the home have an HOA? A Homeowner’s Association (HOA), is an organization that maintains and regulates the...
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On Friday, May 8th, 2020, Direct Mortgage Loans went LIVE with a Mommy & Me, Mother’s Day inspired craft. Our very own, Emily Oliverio taught viewers how to create a thumbprint keepsake. Click here to watch the recorded video, or follow the directions below to create your own handprint heart craft.  
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No amount of social distancing could keep us from recognizing excellent accomplishments across DML. Each year, Scotsman Guide, Mortgage Executive Magazine, and National Mortgage News complies a list of the nation’s Top Mortgage Originators. These lists recognize top mortgage professionals on their hard work, dedication, and outstanding performance. Partner, Mike Naylor shared, “We are so proud...
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Please join us in welcoming Emily Oliverio to the #DMLfamily. Emily has joined #DML as a Graphic Designer. She has an eye for design with a background in communications, graphics, and content creation. Welcome, Emily! We’re excited to grow with you. #DMLProud
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Direct Mortgage Loans has announced its partnership with the Fraternal Order of Police (FOP). As the preferred lender of the FOP, Direct Mortgage Loans has established a custom mortgage program to show its appreciation for our nation’s law enforcement officials, as well as the charitable causes they support. With more than 13 years of experience...
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Before the Coronavirus pandemic hit domestically, rates were at historical lows. Homeowners were refinancing to lower their monthly mortgage payment, and home buyers had a greater buying power. Then the Coronavirus hit, and life as we knew it changed. While we are practicing social distancing, we’re still helping our clients navigate through the home buying...
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LOAN PRODUCTS

Conventional + 95 Combined
FHA
Rural Housing
Veterans Administration
203k
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Jumbo
80/15/5