Licensing Disclosure

  • Direct Mortgage Loans, LLC National Mortgage Licensing System number 832799
  • U.S. Department of Housing and Urban Development, Non-supervised Lender Mortgagee, pursuant to the Title II of the National Housing Act License number 31099-0000-1
  • U.S. Department of Veteran Affairs Automatic Lender Authority License Number 65020-00-00
State Licenses
  • Alabama Consumer Credit License 22025
  • California – Licensed by the Department of Corporations under California Residential Mortgage Lending Act; License number 603J329
  • Colorado Mortgage Company Registration
  • Connecticut – Mortgage Lender License number ML-832799
  • Delaware – Delaware Chapter 22 Licensed Lender (012070)
  • District of Columbia – District of Columbia Mortgage Dual Authority License (MLB832799)
  • Florida- Mortgage Lender License MLD1038, Licensed as Direct Mortgage Loans, LLC dba Direct Mortgage Loans of MD, LLC
  • Georgia –  Mortgage Lender License number 33210
  • Indiana –  DFI First Lien Mortgage Lending License number 34498; Subordinate Lien Mortgage Lending License number 34497
  • Kentucky – License number MC319887
  • Louisiana –
  • Maryland –  Mortgage Lender License number 19807
  • New Hampshire –  New Hampshire Banking Department (16905-MB)
  • New Jersey – Residential Mortgage Lender License 832799, Licensed by the New Jersey Department of Banking and Insurance
  • North Carolina – Mortgage Lender License L-152924  (No Reverse Mortgages)
  • Ohio – Ohio Mortgage Broker Act Mortgage Banker Exemption License # MBMB.850226.000. This license ONLY allows Direct Mortgage Loans to offer HUD, FHA and VA loans.
  • Oregon
  • Pennsylvania – Mortgage Lender License 36266, Licensed by the Pennsylvania Department of Banking
  • South Carolina – BFI Mortgage Lender/Servicer License MLS-832799
  • Tennessee –  Residential Lender  License 112430
  • Texas – Licensed SML Mortgage Banker
  • Virginia – Mortgage Lender and Broker License MC-5596, licensed by the Virginia State Corporation Commission
  • Washington – Washington Consumer Loan License- Department of Financial Institutions (DFI) License Number CL-832799
  • West Virginia – West Virginia Lender License number ML-33958

We do not lend in the following states; Alaska, Arizona, Arkansas, Hawaii, Idaho, Illinois, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, New York, North Dakota, Oklahoma, Rhode Island, South Dakota, Utah, Vermont, Wisconsin, Wyoming, Virgin Islands, Guam or Puerto Rico.

Direct Mortgage Loans, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age ( provided you can enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

By refinancing your loan, the total finance charges may be higher over the life of the loan.